Life & income protection for crews with no benefits on the job — for the one risk a hard hat can’t stop. Protect your family if you’re gone, and your paycheck if you get hurt and can’t work.
Takes 2 minutes. No-exam options available.*
You build everything around us and take real risks doing it. Most agents have no idea what the trade is actually like. Here’s what we help you handle:
Falls, heavy equipment, and hazards every day. We build protection made for high-risk work.
Day labor, 1099, small crews, usually zero coverage. We put in place what the job never gave you.
If you can’t swing a hammer, the paycheck stops. Income protection fills the gap.
Weather and seasons cut your hours. We build plans that survive the slow stretches.
The work wears you down. Build cash now for when the tools have to go down.
We size coverage to clear what you owe so it never lands on your family.
Living benefits pay you while you’re alive, not only when you’re gone.
No company pension in the trades. We help you build a retirement you own.
Straight answers from someone who respects the trade and won’t waste your time.
One plan can do three jobs at once:
A tax-free payout keeps your family in their home and clears the debts you’d leave behind.
Living benefits and income protection help cover the bills if you’re hurt on the job.
Certain plans build cash value you can use later or to supplement retirement.
“Tonny talks like a real person, not a salesman. Got me and my guys set up with coverage that actually pays if we get hurt on site.”
“I’m 1099 with no benefits. He found me a plan I could afford that protects my family AND builds something for later. Respect.”
“Blew my mind that I could pull money from my own policy if I got sick. Nobody ever told me that. Glad I called.”
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